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Revision as of 13:58, 3 September 2017 editJBX (talk | contribs)122 editsNo edit summaryTag: Visual edit← Previous edit Revision as of 00:50, 7 September 2017 edit undoSpk2019 (talk | contribs)41 edits Mint.com changed from Equifax to VantageScore 3.0 modelNext edit →
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| Monthly summary<ref name="Mint.com"></ref> | Monthly summary<ref name="Mint.com"></ref>
| Equifax<ref name="Mint.com" /> | TransUnion<ref name="Mint.com" />
| {{Yes}}<ref name="Mint.com" /> | {{Yes}}<ref name="Mint.com" />
| {{Yes}}<ref name="Mint.com" /> | {{Yes}}<ref name="Mint.com" />
| Likely proprietary<ref name="Doctor of Credit"></ref> | VantageScore 3.0<ref name="Mint Help"></ref>
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| MoneyLion | MoneyLion

Revision as of 00:50, 7 September 2017

The following chart compares websites that provide U.S. credit reports and/or credit scores for free. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what's free and what kind of credit reports are included. According to the Federal Trade Commission, "AnnualCreditReport.com is the ONLY authorized source for the free annual credit report."

Comparison of free credit report and credit score websites
Name URL Frequency Credit bureau Full SSN required? Score provided? Scoring model
AnnualCreditReport.com https://www.annualcreditreport.com/ Annual full official report (one from each agency) Equifax, Experian, TransUnion Yes No N/A
CreditCards.com by Bankrate https://www.creditcards.com Monthly full report TransUnion Last 4 digits only Yes VantageScore 3.0
Credit.com https://www.credit.com/ Monthly summary Experian Yes Yes VantageScore 3.0, Experian's National Equivalency Score
Credit Journey by Chase https://creditcards.chase.com/free-credit-score Weekly summary TransUnion Yes Yes VantageScore 3.0
Credit Karma https://www.creditkarma.com/ Weekly full reports TransUnion, Equifax Last 4 digits only Yes VantageScore 3.0
Credit Scorecard by Discover https://www.creditscorecard.com/ Monthly summary Experian Yes Yes FICO 8
Credit Sesame https://www.creditsesame.com/ Monthly summary TransUnion Last 4 digits only Yes VantageScore 3.0
CreditWise by Capital One https://creditwise.capitalone.com/ Weekly full report TransUnion Yes Yes VantageScore 3.0
CreditWorks Basic by Experian http://www.freecreditscore.com/ Monthly full report Experian Yes Yes FICO 8
LendingTree https://www.lendingtree.com/ Monthly summary TransUnion Last 4 digits only Yes VantageScore 3.0
Mint by Intuit https://www.mint.com/ Monthly summary TransUnion Yes Yes VantageScore 3.0
MoneyLion https://www.moneylion.com/ Monthly summary TransUnion Yes Yes VantageScore 3.0
myBankrate https://my.bankrate.com/ Monthly full report TransUnion Last 4 digits only Yes VantageScore 3.0
NerdWallet https://www.nerdwallet.com/ Weekly full report TransUnion Last 4 digits only Yes VantageScore 3.0
SavvyMoney https://www.savvymoney.com/ Monthly summary TransUnion Yes Yes VantageScore 3.0
QLCredit https://www.qlcredit.com/ Biweekly full report TransUnion Yes Yes VantageScore 3.0
Quizzle by Bankrate https://www.quizzle.com/ Quarterly full report TransUnion Last 4 digits only Yes VantageScore 3.0
WalletHub https://wallethub.com/ Daily full report TransUnion Last 4 digits only Yes VantageScore 3.0

See also

References

  1. The Federal Trade Commission's Information on Free Annual Credit Reports.
  2. ^ AnnualCreditReport.com
  3. ^ My.CreditCards.com
  4. ^ Credit.com
  5. ^
  6. ^
  7. ^ Credit Karma
  8. ^ Discover Credit Scorecard
  9. ^ Credit Sesame
  10. ^ Credit Wise from Capital One
  11. ^ Experian
  12. ^ LendingTree
  13. ^ Mint.com
  14. help.mint.com
  15. ^ MoneyLion
  16. ^ myBankrate
  17. ^ NerdWallet
  18. ^ SavvyMoney.com
  19. ^ QLCredit
  20. ^ Quizzle
  21. ^ WalletHub
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