| Revision as of 09:15, 6 September 2011 editAnthony Appleyard (talk | contribs)209,150 edits rv to text← Previous edit | Revision as of 09:17, 6 September 2011 edit undoCunard (talk | contribs)Extended confirmed users41,089 edits rewrote articleNext edit → | ||
| Line 1: | Line 1: | ||
| '''Noddle''' is a free ] service offered by the company ]. Launched in June 2011 on a trial basis, the service invited 10,000 people to test the service prior to its international debut in September 2011.<ref name="Jones">{{cite news |title=Noddle website to offer free credit report service |author=Jones, Rupert |url=http://www.guardian.co.uk/money/2011/jun/16/callcredit-launches-free-credit-report |newspaper=] |date=2011-06-16 |accessdate=2011-09-06 }}</ref><ref name="Murray-West">{{cite news |title=Households offered free financial passport for life |author=Murray-West, Rosie |url=http://www.telegraph.co.uk/finance/personalfinance/borrowing/8577768/Households-offered-free-financial-passport-for-life.html |newspaper=] |date=2011-06-16 |accessdate=2011-09-05 }}</ref> | |||
| {{Userspace draft|source=ArticleWizard|date=July 2011}} | |||
| The service enables clients to view their statutory ]s for free, without the need to pay for similar services{{#tag:ref|In the past, a user had to pay a £2 fee to review a single copy of his or her statutory credit report. Alternatively, a user could pay a monthly subscription to receive monthly copies of the report.<ref name="Jones"/>|group="note"}} from rivals ] and ].{{#tag:ref|], the third-largest ] in the UK, is surpassed by ] and ].<ref name="Murray-West"/>|group="note"}} It can be reviewed on any occasion. If clients see any discrepancies in their reports, they can promptly dispute the problems with the pertinent reference agency.<ref name="Murray-West"/> | |||
| '''Noddle''' | |||
| According to Rupert Jones of '']'', Noddle has a "vouchers and offers" section on its website. Similar to ]'s service, the section can be tailor to users' interests.<ref name="Jones"/> Jones stated that a "controversial" part of the Noddle could be Callcredit's decision "to partner an unnamed price comparison website and a technology company" to advertise credit cards and loans applicable to its clients.<ref name="Jones"/> Callcredit will not receive revenue from ads placed by corporations such as banks and credit card companies.<ref name="Jones"/> Instead, the service will be paid for by Callcredit's receiving a commission if the user buys a product showcased when the user reviews his or her credit report.<ref name="Jones"/><ref name="Murray-West"/> | |||
| ⚫ | ==References== | ||
| Noddle is a free credit report service, offered by Callcredit. It launched in June 2011 and invited 10,000 people to trial the service before it's national launch in the fall. At present time, individuals are charged a fee of £2 to obtain a single copy of their credit report. <ref> Powell, Robert ''Credit rating: New website offering free credit reports | |||
| ;Notes | |||
| '',Thursday 25 June 2011 "" Thursday July 28 2011 </ref> | |||
| {{reflist|group=note}} | |||
| ;Footnotes | |||
| {{reflist}} | |||
| Noddle claims that Britons spend over £22 million a year on 'free' credit report trials that are difficult to opt out of, so Noddle offers the new service for free and for life. It partnered with the price comparison website BeatThatQuote and HD Decisions to promote credit cards and loans that individuals are likely to qualify for but with no obligation to take up the offers.<ref> ''Which? Works for you'',Thursday 17 June 2011 "" Thursday July 28 2011 </ref> | |||
| Noddle also has a "vouchers and offers" section on the website which users can tailor to their interests.<ref> Jones, Rupert, ''The Guardian'',Thursday 16 June 2011 "" Monday July 25 2011 </ref> | |||
| "We want to make sure every adult has free access to their report whenever they need it" says Tom Ilube, Managing Director at Callcredit Check. He adds, ""A credit report is your financial passport."<ref> Murray-West, Rosie, ''The Daily Telegraph'',Thursday 16 June 2011 "" Thursday July 28 2011 </ref> | |||
| ⚫ | == |
||
| <!--- See http://en.wikipedia.org/Wikipedia:Footnotes on how to create references using <ref></ref> tags which will then appear here automatically --> | |||
| {{Reflist}} | |||
| == External links == | == External links == | ||
| * | * | ||
| <!--- Categories ---> | |||
| ] | |||
Revision as of 09:17, 6 September 2011
Noddle is a free credit report service offered by the company Callcredit. Launched in June 2011 on a trial basis, the service invited 10,000 people to test the service prior to its international debut in September 2011.
The service enables clients to view their statutory credit reports for free, without the need to pay for similar services from rivals Equifax and Experian. It can be reviewed on any occasion. If clients see any discrepancies in their reports, they can promptly dispute the problems with the pertinent reference agency.
According to Rupert Jones of The Guardian, Noddle has a "vouchers and offers" section on its website. Similar to Groupon's service, the section can be tailor to users' interests. Jones stated that a "controversial" part of the Noddle could be Callcredit's decision "to partner an unnamed price comparison website and a technology company" to advertise credit cards and loans applicable to its clients. Callcredit will not receive revenue from ads placed by corporations such as banks and credit card companies. Instead, the service will be paid for by Callcredit's receiving a commission if the user buys a product showcased when the user reviews his or her credit report.
References
- Notes
- In the past, a user had to pay a £2 fee to review a single copy of his or her statutory credit report. Alternatively, a user could pay a monthly subscription to receive monthly copies of the report.
- Callcredit, the third-largest credit reference agency in the UK, is surpassed by Equifax and Experian.
- Footnotes
- ^ Jones, Rupert (2011-06-16). "Noddle website to offer free credit report service". The Guardian. Retrieved 2011-09-06.
- ^ Murray-West, Rosie (2011-06-16). "Households offered free financial passport for life". The Daily Telegraph. Retrieved 2011-09-05.