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Revision as of 07:05, 8 February 2010 by Nancy411 (talk | contribs)(diff) ← Previous revision | Latest revision (diff) | Newer revision → (diff)The following chart compares free credit report websites, including what's free and what kind of credit reports are included.
| Name/Website | Cost of credit report | Cost of credit score | Credit card required? | Social Security Number required? | Report type | Score type |
|---|---|---|---|---|---|---|
| AnnualCreditReport.com | Free once every 12 months | FICO score (Equifax) = $7.95; Experian score = $7.95; TransUnion score = $7.95 | Yes | Yes | Equifax, Experian & Transunion | FICO (from Equifax), Experian & Transunion |
| Credit Karma | Report not available | Free | No | Yes | None | Transunion |
| Equifax | Free with 30-day credit monitoring trial; $14.95/mo. after trial | Free with 30-day credit monitoring trial; $14.95/mo. after trial | Yes | Yes | Equifax, Experian & Transunion | FICO |
| FreeCreditReport.com | Free with 7-day credit monitoring trial; $14.95/mo. after trial | Free with 7-day credit monitoring trial; $14.95/mo. after trial | Yes | Yes | Experian | Experian |
| FreeScore.com | Free with refundable $1 processing fee and 7-day trial; $29.95 after trial | Free with refundable $1 processing fee and 7-day trial; $29.95 after trial | Yes | Yes | Equifax, Experian & Transunion | Equifax, Experian & Transunion |
| Identity Guard | Free with 30-day identity theft protection trial; $14.99/mo. after trial | Free with 30-day identity theft protection trial; $14.99/mo. after trial | Yes | Yes | Equifax, Experian & Transunion | Equifax, Experian & Transunion |
| MyFICO.com | Free with 30-day credit monitoring trial; $89.95/yr. after trial | Free with 30-day credit monitoring trial; $89.95/yr. after trial | Yes | Yes | Equifax | FICO |
| Quizzle | Free once every 6 months | Free once every 6 months | No | No | Experian | CE |
| True Credit | Free with 30-day credit monitoring trial; $14.95/mo. after trial | Free with 30-day credit monitoring trial; $14.95/mo. after trial | Yes | Yes, last 4 digits | Equifax, Experian & Transunion | Transunion |
References
- ^ AnnualCreditReport.com
- ^ Credit Karma
- ^ Examiner.com: Yes, Virginia, there is a such a thing as a free credit score
- ^ Equifax
- ^ Credit.com
- ^ FreeCreditReport.com
- ^ Cite error: The named reference
Creditlinked.comwas invoked but never defined (see the help page). - ^ FreeScore.com
- ^ The Wall Street Journal: FreeScore.com - More Credit Score Confusion
- ^ Identity Guard
- ^ MyFICO.com
- ^ Quizzle
- ^ Get a Free Experian Credit Score and Report from Quizzle.com
- ^ True Credit